Protection

Plan B isn’t optional when you work for yourself.

When you’re self-employed, there’s no sick pay. No safety net. A short illness or an unexpected three months off work can put real pressure on a family. Protection is the boring-but-essential bit of financial planning most people skip.

What I help with

  • Income protection: monthly income if you can’t work through illness or injury
  • Critical illness cover: a lump sum on diagnosis of a serious condition
  • Life insurance to protect your family or a mortgage
  • Family income benefit: regular payments rather than a lump sum
  • Business protection: key-person cover and shareholder protection for Ltd companies

How the conversation goes

I don’t sell fear. I look at what you’d actually need if the worst happened, not what a policy document says you should buy. Most people end up with less cover than they thought they needed, because it’s properly matched to their life.

Ready when you are.

Book a free, no-pressure discovery call. Thirty minutes to figure out if we’re a fit.

Book a free discovery call